Life Insurance

• Comprehensive Protection against Death due to any cause worldwide including Accident & Sickness.
• Lump Sum Payout to family on death of the Life Assured to help take care of life needs.
• Long term coverage of up to 35 years.
• High Sum Insured of up to AED 5,000,000 on offer.
• Ease of Issuance: Sum Insured of up to AED 1,000,000 without Medical Questionnaire and Medical Examinations
• Death due to pre-existing illnesses covered after 6 months.

Yes, but only in the following situations:

• If you are no longer eligible to be insured
• If the required premium has not been paid within the stated grace period
• If your benefit, extending to the principal sum, has been paid to you
• After you cross the age of 70

• Death due to active participation in any war or war-related activities
• Death due to aviation, aerial sports, or any other form of aerial flight
• Death due to breach of criminal law by the beneficiary, or an assault provoked by the beneficiary
• Death due to suicide while sane or death due to insanity, temporary or otherwise, within the first 12 months of the commencement of the policy
• Death due to deliberate self-inflicted injury and/or self-medication
• Death resulting from spread or use of nuclear material
• Death due to HIV/AIDS unless caused by blood transfusion
• Death due to kidney failure, cancer, or any terminal illness that commences during the first 12 months of the policy term.
• Death due to pre-existing medical conditions during the first 6 months of the policy term
• Death due to COVID-19 for the first 30 days from policy inception